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“STOP FACTORING” says the ad … but still sell your invoices?

Dec 29th, 2011 | By Ernie Brown | Category: Accounts Receivable Turnover

“STOP FACTORING” says the ad … but still sell your invoices? Be knowledgeable about this process and how it can be watered down … or better yet: Know the concepts and how to do it right!



Working Capital Provider or not: Be careful when money changes hands!

Nov 6th, 2011 | By Ernie Brown | Category: Uncategorized

“They can’t do that!” you say? Working capital provider or not: Be careful when money changes hands!



Covenants: Make them work for you … or else!

Oct 13th, 2011 | By Ernie Brown | Category: Uncategorized

A lender/funder should be happy, if not proud, to go over the terms of their agreements … and if they aren’t then our advice is to watch out!



Receivables – Receivables … but not a buck to spend!

Aug 23rd, 2011 | By Ernie Brown | Category: Uncategorized

Receivables? Many of us generate receivables … but did you ever try to buy something with them? You can if you’ve been in business quite a while and have a credit line … but that’s not for everyone now is it? I compare receivables often times to the life of a butterfly: The egg to caterpillar stage is the work [...]



Account Receivable: Asset or liability?

Aug 15th, 2011 | By Ernie Brown | Category: Uncategorized

How can we make sure that an account receivable is an asset and not a liability so we don’t end up pennilless??? It’s all in your selling practices …



When isn’t the cost of factoring too high?

Aug 8th, 2011 | By Ernie Brown | Category: Factoring

When isn’t the cost of factoring too high? Know how to compare the benefits … your business depends on it!



Five tips to help qualify for Working Capital for Small Business …

Jul 19th, 2011 | By Ernie Brown | Category: Uncategorized

Business owners say: “I can’t afford to do this” but once we talk and they think about it they’ll almost always agree “I can’t afford NOT to do this”. Here are 5 tips to help qualify for working capital and grow your business!



Factors, Factors, and more Factors: But how do you choose?

Jun 26th, 2011 | By Ernie Brown | Category: Business Decisions That Work, Factoring

Factors – Factors – and more factors: Right? But how do you choose the right factoring company?



Working Capital for small business … avoid getting painted into a corner!

May 26th, 2011 | By Ernie Brown | Category: Uncategorized

Think your bsuiness capitalization out carefully or you will “finance’ your way into a corner!



Selling Accounts Receivable … how to access unlimited working capital!

May 21st, 2011 | By Ernie Brown | Category: Factoring, Uncategorized

What happens when your sales grow past the capacity of your bank line? Most likely the sales stop and now you are losing profits as in “leaving them in the street” … So I ask: How much does that cost?